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First Time Buyers
Need a mortgage? Maybe you're a first time buyer and need a mortgage with a minimum deposit?
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Purchase / Remortgage
Need advice on the dos and don'ts of buying your next home? Fixed rate ending and need to remortgage?
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Other Products
Life Cover, Buildings and Contents, Sickness, Accident and Redundancy Cover, Secured loans
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Adverse Credit
Maybe you’ve got bad credit or County Court Judgments? We’ll find someone to listen with a sympathetic ear.
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FAQs
Watch short videos of our C.E.O. answering the questions most asked by our clients.
Adverse Credit?
Been refused a mortgage by your bank?
Worried you can’t get a mortgage?
We may still be able to help you.
Do you have questions and need answers about adverse credit, poor credit history or perhaps you're just confused? Having an adverse credit history can mean that:
You have County Court Judgements (CCJ's)
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Defaults
Mortgage arrears
Or just a poor credit score
Often it can be that you have done something as minor as made a late payment and didn't realise it was significant enough to affect your credit rating. -
When lenders come to do a credit check on you, these circumstances may mean that you are refused a mortgage. Here at The Mortgage Point we make a point of listening to all our customers. Every case is different, every person is individual and often your position with regards to credit problems was not even your fault. It doesn't matter what your circumstances are, with regards to your personal credit rating or your personal credit worthiness, our staff, here at The Mortgage Point, are trained to listen sympathetically.